College Information - LCHS

College Board is committed to increasing the number of students who earn a college degree and are prepared to succeed in the 21st century.  Today's College Board works with middle schools, high schools, community colleges, four-year colleges, policymakers and state education agencies to achieve this mission.

The College Board seeks to ensure that every student in the United States has access to a high-quality education and is prepared to succeed in college.  Their College Readiness initiatives promote:

  • Curriculum
  • Assessment tools
  • District and guidance resources that help K-12 students prepare for the academic rigors of higher education

Through Advanced Placement college-level courses and exams, high school student can earn college credit and advanced placement, and learn from some of the most skilled, dedicated and inspiring teachers in the world.

Always borrow federal first.  Federal student loans are cheaper, more available and have better repayment terms than private student loans.

Federal Perkins Loan

Awarded based on exceptional need.  Interest is subsidized and fixed at 5%.  No fees.  Favorable benefits may be lost upon consolidation.

Repayment begins 9 months after graduation or dropping below half-time enrollment status.

Unsubsidized

Interest accrues during school.  Fixed interest rate is 6.8% if loan originated on/after July 1, 2006.  1% fees.

On loans first disbursed on or after July 1, 2009, annual limits have increased by $2,000 for independent and dependent undergrads.

Repayment begins 6 months after graduation or after dropping below half-time enrollment status.

Federal Parent PLUS Loan

If loan originated on/after July 1, 2006:  Direct PLUS fixed interest rate is 7.9% with 4% fees.

Repayment begins 60 days after full disbursement, or 6 months after student graduates or drops below half-time.  Interest continues to accrue during deferment.

Federal Consolidation Loan

Combine loans to one lender.  Fixed interest rate is the weighted average of the loans rounded up to the nearest 1/8  of a % and capped at 8.25%.

Private/Alternative Loan

Eligibility, interest rate and fees based on better of borrower and cosigner credit scores.  More expensive than Federal student loans.

Private Loans Information

Free Magazine's for Your Teen

  • If you are a chill parent, how chill should you be?
  • If you are a bit of an intense parent, when is intense too intense? 

Your Teen Magazine‘s free College Admissions Survival Guide will help you decide how involved you want to be

Parents & Students: For students who are planning on attending college in the Fall of 2021, you are encouraged to apply for Federal Student Aid.  Even if you do not think that you "qualify" for aid because of family income, there is a video and article about why students should apply

FAFSA (Free Application for Federal Student Aid) - Official website you must use for college financial aid.  Applications are accepted from October 1, 2020 - March 31, 2021

Students, parents, and borrowers are required to use an FSA ID, made up of username and password, to access certain U.S. Department of Education websites. Your FSA ID is used to confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents.

Create a new FSA ID

Class of 2021

Seniors who are interested in attending a college or university will be given the opportunity to meet with a college representative.  Meeting are being scheduled virtually and in person.  Please schedule your virtual visit with admission counselor at each college/university.

Grand Valley State University has created a video with information about admissions, scholarships and campus.  Click Here for High School Virtual 

Saginaw Valley State University has provided a "How to College"link with series of podcasts and information. www.svsu.edu/howtocollege

The Alma College application is still open and is still completely FREE! Students can apply online at www.alma.edu/apply or through the Common App. Along with their application, we only need a copy of their official high school transcripts. Once we have both materials, they will hear from me about their admissions decision within one week of completing the application process.

TARTAN DAY

Are your students looking for an opportunity to learn more about various offerings on Alma's campus? Tartan day is the time to do just that. During this event students and families will meet current students and faculty members, chat with alumni about their Alma experience, get answers to financial aid questions, learn more about diversity, equity, and inclusion efforts on campus, along with the chance to win great prizes.

The first 25 people to register for each event will receive an Alma tartan hammock! Students can register here.

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