College Information - LCHS

College Board is committed to increasing the number of students who earn a college degree and are prepared to succeed in the 21st century.  Today's College Board works with middle schools, high schools, community colleges, four-year colleges, policymakers and state education agencies to achieve this mission.

The College Board seeks to ensure that every student in the United States has access to a high-quality education and is prepared to succeed in college.  Their College Readiness initiatives promote:

  • Curriculum
  • Assessment tools
  • District and guidance resources that help K-12 students prepare for the academic rigors of higher education

Through Advanced Placement college-level courses and exams, high school student can earn college credit and advanced placement, and learn from some of the most skilled, dedicated and inspiring teachers in the world.

Always borrow federal first.  Federal student loans are cheaper, more available and have better repayment terms than private student loans.

Federal Perkins Loan

Awarded based on exceptional need.  Interest is subsidized and fixed at 5%.  No fees.  Favorable benefits may be lost upon consolidation.

Repayment begins 9 months after graduation or dropping below half-time enrollment status.

Unsubsidized

Interest accrues during school.  Fixed interest rate is 6.8% if loan originated on/after July 1, 2006.  1% fees.

On loans first disbursed on or after July 1, 2009, annual limits have increased by $2,000 for independent and dependent undergrads.

Repayment begins 6 months after graduation or after dropping below half-time enrollment status.

Federal Parent PLUS Loan

If loan originated on/after July 1, 2006:  Direct PLUS fixed interest rate is 7.9% with 4% fees.

Repayment begins 60 days after full disbursement, or 6 months after student graduates or drops below half-time.  Interest continues to accrue during deferment.

Federal Consolidation Loan

Combine loans to one lender.  Fixed interest rate is the weighted average of the loans rounded up to the nearest 1/8  of a % and capped at 8.25%.

Private/Alternative Loan

Eligibility, interest rate and fees based on better of borrower and cosigner credit scores.  More expensive than Federal student loans.

Private Loans Information

Free Magazine's for Your Teen

  • If you are a chill parent, how chill should you be?
  • If you are a bit of an intense parent, when is intense too intense? 

Your Teen Magazine‘s free College Admissions Survival Guide will help you decide how involved you want to be

The State of Michigan's FAFSA opens Oct. 1st and deadline is March 1st.

Parents & Students: For students who are planning on attending college in the Fall of 2023, you are encouraged to apply for Federal Student Aid.  Even if you do not think that you "qualify" for aid because of family income, there is a video and article about why students should apply

FAFSA (Free Application for Federal Student Aid) - Official website you must use for college financial aid.  Applications are accepted from October 1, 2022 - March 31, 2023

Students, parents, and borrowers are required to use an FSA ID, made up of username and password, to access certain U.S. Department of Education websites. Your FSA ID is used to confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents.

MI Student Aid (michigan.gov)

Virtual Financial Aid Nights.pdf (govdelivery.com)

Virtual Financial Aid Nights Students and families looking for help paying for college are encouraged to register for a Virtual College Financial Aid Night provided by Michigan Department of Treasury’s MI Student Aid team.

Participants will be able to gather information on the following financial aid topics:

• FAFSA application information • Federal financial aid programs • State financial aid programs • Scholarship searching resources All sessions are free of charge and open to the public.

Register for the date that works best for you. October 4, 2022 - 6:30 p.m. October 11, 2022 - 6:30 p.m. October 18, 2022 - 6:30 p.m. October 25, 2022 - 6:30 p.m. November 1, 2022 - 6:30 p.m. November 15, 2022 - 6:30 p.m. November 22, 2022 - 6:30 p.m. November 29, 2022 - 6:30 p.m

register for a Virtual Financial Aid Night

Create a new FSA ID

Class of 2022

Seniors who are interested in attending a college or university will be given the opportunity to meet with a college representative.  Meeting are being scheduled virtually and in person.  

Grand Valley State University has created a video with information about admissions, scholarships and campus.  Click Here for High School Virtual 

GVSU Application fee waived  until March 1, 2022  application 

We are happy to announce that the Grand Valley Pledge is now open to ALL qualifying Michigan studentsGrand Valley Pledge

Central Michigan University- Fee waived for month of October   

Students using CMU application will automatically see their fee waived when they click "Finalize and Pay." Students applying with the Common App should use the code “FireUp2022” in the school-specific waiver section. 

Saginaw Valley State University has provided a "How to College"link with series of podcasts and information. www.svsu.edu/howtocollege

The Alma College application is still open and is still completely FREE! Students can apply online at www.alma.edu/apply or through the Common App. Along with their application, we only need a copy of their official high school transcripts. Once we have both materials, they will hear from me about their admissions decision within one week of completing the application process.

Davenport University- Direct Admit for Nursing programDavenport Nursing Scholarship